Consumer Finance
The Credit Score Paradox: Why Financial Health Makes You a Target for More Debt
An analysis of the conflict of interest in fintech, where good financial health makes consumers a target for new debt, and its impact on the economy.
The 10% Cap Conundrum: Trump’s Credit Card Proposal and the Future of American Finance
A proposed 10% credit card interest rate cap sparks debate. We analyze its potential impact on consumers, banking, fintech, and the wider US economy.
A 10% Cap on Credit Cards: Economic Savior or Banking Catastrophe?
A proposal to cap credit card rates at 10% has shaken bank stocks. This post analyzes the deep impact on consumers, banking, and the broader economy.
The Unregulated Stock Market for Concert Tickets: Why Ed Sheeran’s Battle is a Fintech Wake-Up Call
Top artists are urging the EU to regulate ticket reselling, highlighting a shadow economy that mirrors an unregulated stock market driven by bots and fintech.
Trump’s 10% Credit Card Rate Cap: Economic Lifeline or Financial Chaos?
A deep dive into Donald Trump’s 10% credit card rate cap proposal, analyzing its potential impact on the economy, banking, and consumer finance.
The Post-Holiday Debt Surge: A Canary in the Coal Mine for the Global Economy?
A post-Christmas surge in debt help requests signals a critical red flag for the economy, investors, and the banking sector. What does it mean for you?
The Unwanted Gift Portfolio: An Investor’s Guide to Managing Misallocated Holiday Assets
Unwanted holiday gifts are a microcosm of a core financial challenge: managing misallocated assets. Learn to apply professional investing strategies to your gifts.
The £5,000 Leggings: A Sobering Case Study on Fintech’s Dark Side and Hidden Investment Risks
A £5,000 leggings purchase reveals the dark side of the subscription economy, exposing hidden risks for consumers, investors, and the fintech industry.
Beyond the Gravy: What Your Christmas Dinner Cost Reveals About the Global Economy
The rising cost of a Christmas dinner is more than a budget concern; it’s a barometer for the global economy, revealing insights into finance and investing.
Beyond the Fine Print: Why a UK Insurance Shake-Up Signals a New Era for Financial Transparency
A UK regulatory crackdown on confusing insurance policies signals a major shift towards transparency, with huge implications for finance, fintech, and investing.
The $580 Billion Treasure Hiding in Japan’s Closets: A New Frontier for its Economy?
Japan is sitting on a $580bn hidden asset class: unused household goods. Fintech is now unlocking this value, with huge implications for its economy.
The £1,000 Ski Trip: How Currency Headwinds are Reshaping European Travel and Investment
A weak pound against the euro is increasing European ski trip costs, reflecting broader UK economic challenges and impacting consumer and investor decisions.