Consumer Finance
Beyond the Hype: A Financial Analyst’s Guide to Navigating the Black Friday Economy
Black Friday is more than a sale; it’s a key economic event. This analysis deconstructs it for consumers, investors, and leaders in finance.
The Bank of Mom and Dad vs. Fintech: Why Informal Loans Are Winning the Credit War
More people are borrowing from family than using Buy Now Pay Later (BNPL), revealing a deep-seated preference for trust and flexibility over fintech convenience.
The Peanut Butter & Jelly Indicator: Why Your Lunch Explains the Global Economy
A simple letter about a sandwich reveals a deep truth about inflation, banking, and the disconnect between Wall Street data and Main Street reality.
The Pet Economy Paradox: Why Soaring Vet Bills Are a Critical Indicator for the Modern Investor
Rising vet bills are more than a personal finance issue; they are a critical economic indicator with major implications for investors, fintech, and the economy.
Claim Denied: Behind the UK’s Insurance Crisis and the Fintech Revolution on the Horizon
A ‘super complaint’ against UK insurers reveals a deep crisis of trust. What does this mean for consumers, investors, and the future of finance?
The Cold Shower Economy: Why Household Debt is a Red Flag for Investors and the Broader Market
A simple act like a cold shower is a powerful economic indicator, signaling deep consumer distress that ripples through finance, investing, and the stock market.